Elise’s thoughts on healthcare as she ages out…
As most may know, under Obamacare, I was able to receive health insurance through a parent’s employer. Unfortunately, this benefit ends when I turn 26 this month.
To be honest, the idea of losing my healthcare has been a huge source of anxiety for me over the last year. Especially with the onset of COVID, hiring freezes, and a poor economy, I worried that February would roll around too quickly.
And it is crazy how soon it did! Luckily, I had the time to chat with a few friends who have already been self insured.
For those who don’t use health services often (think: healthy young male), a government-sponsored plan really is the most sensible. However, I’m someone who regularly visits therapists, dermatologists, and dentists.
Just as I’m weighing the risks, I go in for an appointment with my dermatologist. I called Blue Cross Blue Shield a few months back and was informed that I’d be covered until the end of my birth month. As I’m getting checked in, the nurse asks whether I have Quest or PPO. It seemed like the answer to this question would affect my ability to receive treatment. I really got the answer I needed right then and there.
It’s sad that the actual care our bodies, minds, and spirits receive may ultimately boil down to money. Insuring myself will cost about $500/month, which doesn’t include copays for doctor visits and medications.
UPDATE: I qualified for QUEST & all of my doctors accept it.
There definitely lies a large incentive to seek employment. However, I’ve never been happier and feel that I am living my most authentic life right now. I will definitely keep y’all updated about the career decisions I make this month. This entrepreneurship journey hasn’t been easy, but I want to keep pushing!
What is quality healthcare?
Quality healthcare is care for the body, mind, or spirit that is safe, effective, patient-centered, timely, and efficient.
Our current health system in America is primarily focused on the treatment of symptoms of disease. In Food Fix, Dr. Mark Hyman suggests that health insurers save on costs by providing nutritious food. This would ultimately reduce the amount of responsive health services needed for our populace.
Yet, we haven’t fully recognized the detrimental effects of turning a care-based profession into one that is so ravenously monetized. I begin to wonder – is monetized healthcare even healthcare?
But godliness with contentment is great gain. For we brought nothing into the world, and we can take nothing out of it. But if we have food and clothing, we will be content with that. Those who want to get rich fall into temptation and a trap and into many foolish and harmful desires that plunge people into ruin and destruction. For the love of money is a root of all kinds of evil. Some people, eager for money, have wandered from the faith and pierced themselves with many griefs.1 Timothy 6:6-10